/* Investor Xperts — Premium dark theme */
:root {
  --bg: #0a0a0a;
  --bg-elevated: #111111;
  --bg-card: #141414;
  --border: #1f1f1f;
  --border-light: #2a2a2a;
  --gold: #d4af37;
  --gold-dark: #b8962e;
  --gold-light: #e8c862;
  --text: #ffffff;
  --text-muted: #888888;
  --text-subtle: #555555;
  --serif: 'Inter', system-ui, sans-serif;
  --sans: 'Inter', system-ui, sans-serif;
  --nav-h: 72px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
button { cursor: pointer; font-family: inherit; }

/* ─── SHARED ─── */
.gold-text {
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.gold-header {
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  text-align: center;
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(28px, 3vw, 42px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--text);
  margin-bottom: 60px;
  text-align: center;
}

.section-title.center { text-align: center; }

/* CTA Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.04em;
  transition: all 0.2s;
  border: none;
}

.btn-gold {
  background: var(--gold);
  color: #0a0a0a;
}
.btn-gold:hover { background: var(--gold-light); }

.btn-outline {
  background: transparent;
  color: var(--text);
  border: 1.5px solid rgba(255,255,255,0.3);
}
.btn-outline:hover { border-color: var(--gold); color: var(--gold); }

/* ─── NAVIGATION ─── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-h);
  background: rgba(10, 10, 10, 0.92);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  z-index: 1000;
  display: flex;
  align-items: center;
  padding: 0 40px;
}

.nav-inner {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo { display: flex; flex-direction: column; }
.nav-logo-name {
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--text);
}
.nav-logo-sub {
  font-size: 10px;
  letter-spacing: 0.08em;
  color: var(--gold);
  text-transform: uppercase;
  margin-top: 1px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.7);
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold); }

/* ─── HERO ─── */
.hero {
  min-height: 100vh;
  padding-top: var(--nav-h);
  background: var(--bg);
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  max-width: 1280px;
  margin: 0 auto;
  padding-left: 40px;
  padding-right: 40px;
  padding-bottom: 80px;
  gap: 60px;
}

.hero-content { padding-top: 60px; }

.hero-eyebrow {
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.hero-headline {
  font-size: clamp(38px, 4.5vw, 62px);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--text);
  margin-bottom: 24px;
}

.hero-sub {
  font-size: 17px;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
  max-width: 480px;
  margin-bottom: 36px;
}

.hero-stats {
  display: flex;
  gap: 24px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.hero-stat {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.hero-stat-icon {
  color: var(--gold);
  font-size: 18px;
}

.hero-stat-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  max-width: 120px;
  line-height: 1.3;
}

.hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-photo-wrap {
  display: flex;
  justify-content: flex-end;
  align-items: flex-start;
  padding-top: 60px;
}

.hero-photo {
  width: 420px;
  height: 560px;
  object-fit: cover;
  object-position: top center;
  border-radius: 8px;
  border: 1px solid var(--border-light);
}

/* ─── MEET JEFF ─── */
.meet-jeff {
  background: var(--bg);
  padding: 120px 40px;
}

.meet-jeff-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 460px 1fr;
  gap: 80px;
  align-items: center;
}

.meet-photo-wrap {
  position: relative;
}

.meet-photo {
  width: 100%;
  height: 580px;
  object-fit: cover;
  object-position: top center;
  border-radius: 8px;
}

.meet-photo-accent {
  position: absolute;
  bottom: -16px;
  left: -16px;
  width: 120px;
  height: 120px;
  border: 2px solid var(--gold);
  border-radius: 8px;
  z-index: -1;
}

.meet-content { }

.meet-eyebrow {
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.meet-name {
  font-size: clamp(36px, 4vw, 56px);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--text);
  margin-bottom: 8px;
  line-height: 1.05;
}

.meet-underline {
  width: 80px;
  height: 3px;
  background: var(--gold);
  margin-bottom: 36px;
  border-radius: 2px;
}

.meet-bio {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.meet-bio p {
  font-size: 16px;
  color: rgba(255,255,255,0.65);
  line-height: 1.8;
}

/* ─── BY THE NUMBERS ─── */
.by-numbers {
  background: #0c0c0c;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 64px 40px;
}

.by-numbers-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.by-numbers-header {
  text-align: center;
  margin-bottom: 48px;
}

.by-numbers-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 40px;
}

.by-number {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
}

.by-number-icon {
  color: var(--gold);
  font-size: 24px;
  margin-bottom: 4px;
}

.by-number-value {
  font-size: 22px;
  font-weight: 800;
  color: var(--text);
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.by-number-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
  line-height: 1.4;
}

/* ─── WHY INVESTORS CHOOSE ─── */
.why-section {
  background: var(--bg);
  padding: 120px 40px;
}

.why-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
}

.why-card {
  background: var(--bg-card);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: background 0.2s;
}

.why-card:hover { background: #181818; }

.why-card-icon {
  color: var(--gold);
  font-size: 28px;
  margin-bottom: 4px;
}

.why-card-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.01em;
}

.why-card-body {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ─── SPECIALIZED FINANCING ─── */
.financing-section {
  background: var(--bg);
  padding: 120px 40px;
}

.financing-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.financing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.financing-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.2s, transform 0.2s;
}

.financing-card:hover {
  border-color: var(--gold-dark);
  transform: translateY(-2px);
}

.financing-card-img {
  width: 100%;
  height: 180px;
  object-fit: cover;
}

.financing-card-body {
  padding: 28px 28px 32px;
}

.financing-card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}

.financing-card-body-text {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ─── MEDIA BAR ─── */
.media-section {
  background: #080808;
  padding: 72px 40px;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.media-inner {
  max-width: 1280px;
  margin: 0 auto;
}

.media-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 40px 60px;
}

.media-item {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.06em;
  color: rgba(255,255,255,0.35);
  text-transform: uppercase;
  text-align: center;
  transition: color 0.2s;
  cursor: default;
}

.media-item:hover { color: rgba(255,255,255,0.6); }

/* ─── FOOTER ─── */
.footer {
  background: #050505;
  padding: 48px 40px;
}

.footer-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.footer-left { display: flex; flex-direction: column; gap: 6px; }
.footer-logo-name {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--text);
}
.footer-logo-sub {
  font-size: 10px;
  letter-spacing: 0.06em;
  color: var(--gold);
  text-transform: uppercase;
}

.footer-nav {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}

.footer-nav a {
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  transition: color 0.2s;
}
.footer-nav a:hover { color: var(--gold); }

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
  .hero { grid-template-columns: 1fr; gap: 40px; padding-top: calc(var(--nav-h) + 40px); }
  .hero-photo-wrap { justify-content: center; }
  .hero-photo { width: 340px; height: 460px; }
  .meet-jeff-inner { grid-template-columns: 1fr; gap: 48px; }
  .meet-photo { height: 420px; }
  .meet-photo-accent { display: none; }
  .by-numbers-grid { grid-template-columns: repeat(3, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .financing-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav { padding: 0 20px; }
  .nav-links { display: none; }
  .hero { padding: calc(var(--nav-h) + 24px) 20px 60px; }
  .hero-headline { font-size: 36px; }
  .hero-stats { gap: 16px; }
  .hero-photo { width: 280px; height: 380px; }
  .meet-jeff { padding: 80px 20px; }
  .by-numbers { padding: 48px 20px; }
  .by-numbers-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  .why-section { padding: 80px 20px; }
  .why-grid { grid-template-columns: 1fr; }
  .financing-section { padding: 80px 20px; }
  .financing-grid { grid-template-columns: 1fr; }
  .media-section { padding: 48px 20px; }
  .media-grid { gap: 24px 32px; }
  .footer { padding: 40px 20px; }
  .footer-inner { flex-direction: column; align-items: flex-start; gap: 24px; }
  .footer-nav { flex-wrap: wrap; gap: 16px; }
  .section-title { font-size: 28px; margin-bottom: 40px; }
}

@media (max-width: 480px) {
  .hero-ctas { flex-direction: column; }
  .btn { width: 100%; justify-content: center; }
  .hero-stats { flex-direction: column; gap: 20px; }
}